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Buying a home is one of the biggest investments most of us will ever make, and I'm here to help you make the most of this considerable investment. I look forward to working with you to assess your real estate financing options. Whether you'd like to buy your first home, renovate an existing property, or leverage the equity you've built, I'm here to discuss strategies and products available to you. As a CIBC Mortgage Advisor, my job doesn’t stop at finding the right financing solution for you. I can provide you with advice and information on living with your mortgage, such as pay down strategies that will help you own your home sooner, or options for your next property purchase. If you have any questions along the way, or even down the road, I encourage you to contact me. As a CIBC Mortgage Advisor, I’ll be happy to take you through the steps in your home financing process. Together, we'll review the different options available, identify the home financing solution to help you meet your current and future needs, and make the whole process as smooth as possible. Whether you’re considering purchasing your first home or next home, transferring or refinancing your mortgage, or if your financing needs have changed, I'm here to help.Element Mortgage Group – Mortgage Architects
- NameDenise Lafromboise
- License16002809
- Phone416-271-5307
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About
When Denise purchased her first home, she gave very little consideration to the financing of her property. She didn't choose a product, she made an appointment and was given a mortgage. Denise was told about the mortgage details including her payment and a few pay down options. It wasn't until she was ready to refinance her first home to retain as a rental, and purchase her second home that she discovered the world of mortgage financing was full of choice. For these more complicated transactions she worked with a Mortgage Broker. She was given a short appointment to detail all products available to her and then she was able to select the best option. The details of these transactions and the way they fit together harmoniously was of great interest. Denise started researching the industry; It was soon apparent that with her Economics Degree a career in mortgages would be a perfect fit. Denise formalized her education to become a licensed Mortgage Agent. Her previous career in Medical Radiation Technology has given her an ingrained sense of confidentiality, understanding, empathy and patience that she brings to the client-centered industry of mortgage solutions. Denise’s goal as your Mortgage Agent is to provide you with the expertise and insight you need to make informed decisions for all of your mortgage needs. An active member in her community, Denise is currently serving as a volunteer Optimist Club of Brooklin. She is also a member of the Town of Whitby’s Accessibility Advisory Committee and Brooklin Downtown Steering Committee.Ask A Mortgage Question
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CLC Mortgages is one of the top Toronto mortgage brokers, Jeffrey Kioussis helps you purchase, renew or refinancing and debt consolidation. Contact today and meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada. I look forward to helping you achieve your financial and home ownership goals!About
I am located in the Durham Region, with a strong understanding of the GTA area. I have a tremendous passion for helping others, by providing a very high level of customer service. Being 100 percent mobile, I can make the mortgage approval process very smooth for all parties involved…normally right out of the comfort of your own home. I look forward to partnering with you.About
"Your new home doesn’t come with mortgage advice, I do.” Let’s work together to achieve your home financial goals. Whether it’s getting your first mortgage, refinancing or moving your mortgage to RBC, I can help!Latest Blog Posts
NEW stress test changes effective June 1, 2021To my valued clients & friends,Despite previous announcements OSFI (banking regulators) have announced that the new benchmark stress test rate will
If you’re planning to do some home renovations that pay off on the resale market, you’re not alone. Renovations are the premise behind many successful house-flipping careers,
The OSFI announced today they are re-opening the discussions around the qualification rates for the stress test in Canada. Right now the qualification rate for best interest rates used for the
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